What to Do If Your Child’s Social Security Card is Stolen: Essential Steps
If your child’s Social Security card is stolen, immediately report the theft to the Federal Trade Commission (FTC) to protect against identity theft. You should also monitor your child’s credit report for any suspicious activity and consider placing a fraud alert or credit freeze on their file. Lastly, contact the Social Security Administration (SSA) to get a replacement card and discuss any further steps to secure your child’s identity
Has your child’s Social Security card been stolen? This can be scary. But don’t worry. We have clear steps to help you.
Why Is a Social Security Card Important?
A Social Security card has a unique number. This number helps to identify a person. It is used for many things, like getting a job or receiving benefits.
Why Should You Act Quickly?
If someone steals your child’s Social Security card, they can misuse it. They might open bank accounts or apply for credit. This can hurt your child’s future.
Steps to Take Immediately
- Report the Theft: Contact the Social Security Administration (SSA) right away. Tell them about the stolen card. You can call them at 1-800-772-1213.
- Place a Fraud Alert: Contact one of the credit bureaus. Ask them to place a fraud alert on your child’s account. The three main bureaus are:
- Equifax
- Experian
- TransUnion
When you place a fraud alert with one bureau, they will notify the others.
- Check Your Child’s Credit Report: Ask for a credit report for your child. This will show if anyone has opened accounts in their name. You can get a free report from each bureau once a year.
- File a Police Report: Go to your local police station. File a report about the stolen Social Security card. This will help if there are any legal issues later.
- Contact the Federal Trade Commission (FTC): Report the theft to the FTC. You can do this online at www.identitytheft.gov. They will give you a recovery plan.
What do I need to get a replacement social security card for my child?
To get a replacement Social Security card for your child, you will need the following:
- Proof of Your Child’s Identity: This can be a U.S. birth certificate, U.S. passport, or other documents that prove your child’s identity and age.
- Proof of Your Identity: You will need to provide your own identification, such as a valid driver’s license, state-issued ID, or U.S. passport.
- Proof of Citizenship or Immigration Status: If your child was not born in the U.S., you will need to provide documentation proving their U.S. citizenship or lawful immigration status.
- Application Form: Fill out the Social Security Administration’s (SSA) Form SS-5, which is the application for a Social Security card.
- Original Documents: All documents provided must be originals or certified copies by the issuing agency. Photocopies or notarized copies are not accepted.
- Visit or Mail: Submit the completed form and documents either by mail or by visiting your local Social Security office. It’s generally recommended to visit in person to avoid the risk of losing original documents in the mail.
Prevent Future Problems
Here are some tips to keep your child’s Social Security number safe:
- Store the card in a safe place. Do not carry it in your wallet.
- Shred documents with your child’s Social Security number.
- Be careful about sharing the number. Only give it when necessary.
Monitoring Your Child’s Identity
Keep an eye on your child’s credit report. Check it regularly. This will help you catch any problems early.
How to Replace a Stolen Social Security Card
If you need a new card, follow these steps:
- Fill out the SS-5 form.
- Provide documents that prove your child’s identity.
- Submit the form and documents to the SSA.
Common Questions
Question | Answer |
---|---|
Can I freeze my child’s credit? | Yes, you can. This helps prevent identity theft. |
How long does it take to get a new card? | It usually takes 10-14 days. |
Is there a fee for a replacement card? | No, it is free to replace a Social Security card. |
Having your child’s Social Security card stolen is stressful. But by acting quickly and following these steps, you can protect their identity. Stay vigilant and keep their information safe.